The Kratom Co. now accepts credit cards!
The Kratom Co. now accepts credit cards!


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Kratom Payment Processing: Credit Denied

Credit Cards And Buying Kratom: How The Banks And Credit Carriers Relate To The Kratom Industry.
A computerized tree image on a brown and green background with the words "credit card"


-Why kratom vendors have difficulty using traditional payment processing methods

Many kratom websites have difficulty processing credit and debit card payments, leading to a less-than-ideal purchasing process for kratom users. Some of the methods I’ve seen — and had to use instead of purchasing kratom via credit card processing — include Cash on Delivery (COD, with a money order or cashier’s check), the use of various payment apps, or by purchasing bitcoin. You may get an email from your favorite kratom vendor alerting you that credit cards are up online, only for it to be unavailable in a few weeks. Why is it so difficult to buy kratom with a credit card?

We can look to the recent surge in popularity of CBD as an informative analog for kratom payment processing. CBD is a non-psychoactive derivative of cannabis that is legal on both a federal and state level, which would lead one to assume that it would be subject to little persecution. Its value has become apparent as medical marijuana has spread across the states and research begins to explore the benefits of cannabis. 

Not Just Kratom

You’re probably beginning to see a trend. Despite the legality of these products, even a whiff of controversy worries financial institutions. CBD, for example, is relentlessly punished simply because it can exist in marijuana although it doesn’t produce a high, and in fact, often blunts it (pun intended?). Most market CBD is extracted from hemp, which is both legal and essentially impossible to get ‘high’ from. 

In 2016, the FDA considered including kratom on the same list that hosts prohibited substances such as meth and cocaine. Credit card carriers and banks don’t like to take risks — tied in and dependent as they are to federal and state bodies — and a community under attack can be seen as a risky investment. Thus, credit card carriers who could provide kratom credit card processing are leery of allowing kratom to be purchased using their service, leaving those who wish to buy kratom with credit card options unable to do so. 

The appearance of risk that surrounds kratom is enough to make these financial institutions nervous. While they recognize the legality of kratom, a number of larger financiers don’t want to run afoul of federal bodies. Because of the FDA’s stance, the credit carriers worry a ban could leave transactions retroactively subject to scrutiny, or create trouble for services who won’t see the postdated payment made until after the ban was put into place. 

Additionally, the states which do have bans create a complication that the financial services don’t want to deal with. In one state it may be legal, a national credit carrier doesn’t want an out of state purchaser to then bring the product into a state where kratom is banned and therefore blocks the ability to buy kratom with credit cards entirely. 

Credit Check

Man paying with a credit card on a laptop

While some carriers and banks will now allow the purchase of kratom, others remain wary as the FDA continues to highlight the product. Thus, many kratom vendors are forced to use alternative means to sell kratom, despite being legal on a federal level. 

As scientific study continues to explore kratom, and transparency is deployed by kratom vendors, the financial and legal community is beginning to see the potential of the plant.

To the kratom community, I say this; try and be patient. Kratom is not the first herbal product to be under fire from a government body. It may be frustrating, but kratom is worth the wait. Good vendors will offer a variety of payment methods to try and simplify your shopping experience, even if the option to buy kratom with credit card isn’t there. I’ve personally used a number of payment apps that are simple and safe. 

A responsible vendor will be open to your suggestions if some of the methods presented don’t work for you. Kratom credit card processing and payment processing as a whole will improve over time. And the good news is that TKC does accept credit card payments, so you can get premium kratom without any added inconvenience!


More Posts

Close up of kratom powder

How to Find the Best Kratom Online

Shopping for kratom online can be daunting. Because kratom still isn’t regulated at the federal level, it’s a bit like the Wild West. You don’t

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This Post Has 4 Comments

  1. Jon Smith

    Only thing better than the blog is your kratom! Jk, but I really do love your products. I really love them.

  2. Jackson Denning

    Just another one of those hoops we are forced to jump through for kratom. Hopefully this will not last long after they finally decide to regulate!

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  4. Richard Galloway

    Just starting to learn all of this. Great article!

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Nothing in this article is intended to be taken as medical advice. Always consult with your physician before making any choices about your health. Kratom does not cure any diseases. This blog does not suggest that any physician directed medical treatments or programs be replaced by kratom. Kratom should not be used as a replacement for any doctor prescribed medications. Consult with your doctor before you make any decisions regarding kratom. Do not mix kratom with any medications unless you have consulted your doctor first. This space encourages education, moderation, and caution when imbibing information, or any substance. This space does not encourage the consumption of any products as medical treatments, and does not suggest that kratom should be used in place of any doctor prescribed or suggested medicines. Always follow state, local, and federal laws regarding kratom, and all else. This space is intended as a place for educational discourse, contemplation, and conjecture regarding kratom.


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